What exactly is Travel Assistance insurance from GENERALI?

July 28, 2021

In the summer season and with COVID-19 becoming less prevalent, you can now be more relaxed when planning your holiday. Taking out Generali's Travel Assistance Insurance Abroad will give you the peace of mind you want.

The insurance policy can be taken out in the case where the trip departs from Bulgaria and also ends in Bulgaria. The policy covers a number of risks, depending on the package chosen. However, each package includes compulsory basic coverages that you as the insured can rely on:
• Medical Expenses - GENERALI provides coverage for medical expenses resulting from an accident or acute illness while traveling abroad;
• Emergency dental treatment expenses;
• Mountain Search and Rescue Expenses;
• Coronavirus Infection Expenses - medical expenses for outpatient and inpatient treatment and return expenses for inpatient treatment.

However, GENERALI can offer you additional important coverages to add to your Travel Assistance insurance:
• “Personal Liability” Clause - provides insurance protection in case you cause damage to third parties while travelling abroad and as a result of this damage a third-party liability is incurred;
• "Legal Aid" Clause - covers the cost of lawyers' fees for legal assistance and defense in court proceedings;
• "Reduction or Extension of Stay" Clause - you will receive compensation for unforeseen expenses in cases where you have to return to Bulgaria or extend your stay abroad due to an accident, illness, death of a relative, etc.;
• “Secure Wallet” Clause - provides compensation in the event of loss or theft of your personal documents (passport, ID card, driving license), credit and/or debit cards when travelling abroad, including subsequent uncompensated losses as a result of unauthorized use of your cards. Furthermore, if under these circumstances you are left without available means of payment, the Assistance Company will provide you with a loan once your nominee has deposited an amount equal to the loan amount.
Към всички посочени рискове можете да добавите и пакет, съобразен с типа превозно средство, което сте предпочели за своята почивка:In addition to all of the coverages mentioned above, you may also add a package tailored to the type of vehicle you have chosen for your vacation:
• “FLIGHT package” - this package will indemnify you for unforeseen expenses (hotel, food, beverages and medicines) or necessities (clothing, shoes, etc.) incurred while traveling abroad by air due to cancellation of a scheduled flight, missing a connecting scheduled flight, delay or loss of checked baggage;
• “ON THE ROAD” package - by choosing this option, you will be covered if you incur unexpected hotel costs, road traffic accidents, misfuelling costs, loss of a car key or being involved in a road traffic accident and need legal assistance and a warranty payment.
In the event of an accident, you can easily and quickly contact the GENERALI team - with 24-hour telephone assistance from the assistance company, as well as quality service in the settlement of a claim.

The price of the insurance policy is determined by the packages and risks you choose and the length of your holiday.
You can calculate the cost of your Travel Assistance Insurance yourself simply by entering your details into the calculator on the 24ins website – https://24ins.bg/en/travel-abroad.

Текстът е авторско съдържание на https://24ins.bg