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Property insurance

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Insured object*

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Property area* Please, fill in the field Please enter a quadrature from 1 to 10,000 sq.m.
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Minimum value of the property

BGN Please enter an amount from 500 to 10 000 000 BGN

Indicate the value of the property you would like to receive as compensation in the event of its total loss. The suggested value is the minimum amount set by insurance companies based on the property`s parameters

Would you like to include coverage for movable property as well?

Recommended value of the movable property

BGN Please enter an amount from 500 to 500 000 BGN

Fill in the current value of the movable property in the estate. Movable property includes: furniture, personal and other belongings, household appliances, electronic equipment, etc. Under certain conditions, the insurance company you choose may request documents proving your ownership.

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Price comparison

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Assistance in case of damage - 24/7

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years online
insurance experience

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51 743 processed online
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17 286 calculated premiums
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What our clients say about us

Property Insurance – Peace of Mind for Your Home and Assets

We can’t predict everything, but we can be prepared. With Property Insurance from 24ins.bg, you’ll protect your property from risks such as fire, floods, theft, and other unforeseen events that could disrupt your peace of mind.

What Does Property Insurance Cover?

The insurance allows you to choose between coverage for:


Immovable Property:

• Apartments

• Houses


Movable Property:

• Furniture

• Household electronics and appliances

• Personal belongings


Customer Choice:

• Whether to include movable property in the policy.

• The value of the coverage for movable property based on their needs.

Covered Risks

Insurance companies offer different coverage levels, including:


Fire and consequences of fire-fighting efforts

Water damage and floods

Natural disasters (hail, storms, heavy rain, snowfall, lightning)

Earthquakes

Short circuits and power surges

Impact from vehicles, animals, or aircraft

Burglary and theft

Third-party liability coverage


💡 Tip: Compare different coverages to ensure maximum protection at the best price.

What Makes 24ins.bg Unique?

Compare Offers in a Few Clicks:


• Choose between different insurers, coverage amounts, and liability limits.

• Personalize your coverage and find the optimal price.

• View recommended coverage amounts tailored to your property and adjust them as needed.


💡 Example: If you insure your home for 150,000 BGN, you can see how different liability limits or coverage options affect the price and make the best choice.

How Is the Price of Property Insurance Determined?

The price depends on:


Type of Property: Apartment, house, etc.

Location: City, village, neighbourhood.

Security Level: Alarms, security systems.

Selected Coverages and Insured Amounts: The more extensive the coverage, the higher the premium.

Property Size and Current Value: Larger and more valuable properties generally have higher premiums.


💡 Quick Calculation: Use the 24ins.bg insurance calculator to compare offers and find the best combination of coverage and price.

How to Purchase Property Insurance Online?

1. Enter Property Details: Type, location, and size of your property.


2. Choose Coverages: Customize your policy based on your needs.


3. Compare Offers: Review terms from leading insurance companies.


4. Complete Online: Enter your details and finalize the insurance policy easily through the platform.

Loyalty Program by 24ins.bg

Every Property Insurance policy earns you points in the 24ins.bg Loyalty Program


Points for Every Policy: Use them for discounts on future insurance policies.

Example: If you insure your home for 150,000 BGN, you’ll accumulate bonus points, reducing the cost of your next policy.


💡 Did You Know?


In cases like fire or flooding, the recovery costs often exceed insurance premiums. With 24ins.bg, you ensure protection for your home at an affordable price.


Property Insurance from 24ins.bg – Because Your Home Deserves the Best Care.

News and Promotions

Q&A

How can "Property" insurance be helpful for me?

Home and property insurance are here and are designed to protect your belongings and provide financial security against various risks. They can cover either fully or partially the damages to your property.

Before purchasing insurance, it's crucial to check the specific risks covered by the policy you choose. Our insurance calculator provides quotes from various insurance companies, allowing you to make the right choice for you – insurer, coverage amount, and additional protections. Selecting suitable insurance with the right risks (theft, flood, fire, earthquake, natural disasters, etc.) ensures financial support in challenging situations and property damage.

Which factors influence the determination of the insurance premium?

The main factors that affect the final amount you will pay include:


- the square footage and location (as per documents) of the property;

- the insurance coverage amount you choose;

- the inclusion of personal property in the insurance;

- additional risks you add to the basic coverage of the insurance;

- the insurance history of the property.


With the 24ins online calculator, you can quickly and easily calculate the amount of your insurance and choose the offer from the insurance company that best suits you both in terms of price and conditions. Your insurance can be paid in installments – one, two, or four.


Don't delay, calculate the cost of your insurance quickly, conveniently, and affordably right now.

What factors affect the price of insurance?

Numerous factors can influence the final price of your insurance. The main factors determining the total amount you pay include:

1.Size and value of the insured property: the size and value of the property you are insuring.

2.Location of the property.

3.Insurance coverage amount.

4. Selected combination of covered risks.

5. Claim history: your previous experience with insurance claims may affect the price of a new policy.

With our convenient online calculator, you can easily calculate the cost of your "Property" insurance, compare prices from all insurance companies on our website, make your most favorable choice, and pay for your insurance within 3 minutes. Check now – quickly and conveniently determine the cost of your insurance and protect your property.

What to do if an insurance event occurs?

Certainly, the first and most crucial action in the event of an insurance event is to take necessary measures to limit damages without initiating repair work before a survey by your insurer. In case of events such as fire, theft, robbery, misuse, or electrical shock, you should notify not only your property insurer but also competent authorities such as the police, fire department, and/or electricity distribution.

The notification deadlines to the insurer vary and are described in the General Conditions of the policy.

It's essential to review the terms of your policy to know the steps to take after the occurrence of an event.

Feel free to contact us at any time for the necessary information and assistance in the event of damages or if you have questions about "Property" insurance.

How will I receive my policy and how can I pay for it?

For your convenience, we have made it possible for you to receive your "Property" policy in a way that suits you (from our website, you can request and pay for it from anywhere in the world and at any time of the day):

· at a chosen "Broker Ins" office;

· at a chosen "Speedy" courier office;

· delivered to an address you specify, with delivery by the "Speedy" courier company;

· to an email address you provide (if you have chosen to pay your insurance in 2 to 4 installments, for each installment payment, we will send you a document by email confirming the payment).


Regarding payment methods for the insurance, you can choose from the following options:


· cash on delivery at a "Broker Ins" office or at the "Speedy" courier company;

· with a credit card;

· by bank transfer;

· with a digital wallet

· through ePay.bg;

· with Coinbase.

You can immediately choose and order your "Property" insurance, pay it in full or in installments, and take advantage of the benefits of your 24ins personal profile, as well as our customer loyalty program.

Is a property inspection required when purchasing the "Property" insurance?

The process of obtaining the insurance is made as convenient as possible, and you can secure it today without the need for a property inspection beforehand.

An inspection is only necessary in the event of a claim to assess the extent of the damage and the compensation.

For your maximum convenience, you can make an informed choice of the best insurance offer for you through our "Property" insurance calculator. Your insurance can be concluded in just three minutes.

Can I insure a property that is not registered in my name according to the notarial deed?

You can insure a property even if it is not registered in your name according to the notarial deed. However, to conclude the insurance, accurate details of the property and its owner, as recorded in the notarial deed, will be required. The policy is issued in favor of the owner, and in the event of an insured event, the compensation will be paid to them.

There are also options for another person (in this case, you) to be mentioned in the policy, with the right to receive compensation in the event of a claim. This is possible only with the consent, confirmation, and signature of the owner according to the notarial deed.

If you have any questions regarding insurance, feel free to contact us – our professionals will answer you for free and assist you in case of a claim

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